Personal Risk Management

Small-business owner, Mike Japp, was thankful that his insurance professional, Bill, advised him to put a whole life insurance policy in place to protect his family and as a means to build cash value. During the economic crisis of 2008 his business took a huge blow and the living benefits* of life insurance helped him weather the financial storm. Once things were stabilized, Bill and Mike set up a plan to repay the loan, so the money would be there in the event that outside forces again came to bear on his business.

Our advisors are experienced in helping you get the right coverage for your situation.

*Withdrawing or borrowing funds from your policy will reduce its cash value and death benefit if not repaid and may result in a tax liability if the policy terminates before the death of the insured.