Emergency Fund
4 Questions To Ask Yourself Before Paying Off Your Mortgage
Paying off debt can provide such a good feeling that it’s no wonder many retirees set a goal to have their mortgage paid off at retirement. An obvious reason is to free up some of their retirement income for other things.
Government Shutdown Highlights Importance of Emergency Fund
The recent government shutdown has emphasized the importance of having an emergency fund. Here’s what you can do to prepare for an emergency.
3 New Year Resolution Ideas with a Different Perspective
Did you know January is National Hobby Month? This is the perfect time of year to pick up a new hobby or get back into an old one that you haven’t thought about in a while!
Fear of Finances? It’s Not So Scary!
If you find yourself with a fear of finances, you’re not alone. This fear may hold you back from reaching your financial goals in life. Let’s look at steps you can take to overcome a fear of finance.
Why Millennials Should Consider a Financial Advisor
As I was reviewing my finances the other day, I thought about how hard it was to start saving when I got my first full-time job, yet how far I have come since then…
4 Benefits of Paying Yourself First
If you’re not familiar with the idea of paying yourself first, or you just need an important refresher, this post is for you. The benefits you can receive from a disciplined savings plan will last…
Recent Posts
Do I Need to Enroll in Medicare if I’m Still Working?
As a financial advisor helping clients with their Medicare decisions, I’m frequently asked if they need to enroll in Medicare while working. When I provide the answer, I’m often met with, “Well, that’s not what my friend said.” And that isn’t surprising.
What Is Risk Tolerance and Why Is It Important?
When you hear the term “risk” in a conversation, your heart may skip a beat. The thrill of doing something risky can be very tempting for some people. I have a niece who wanted to experience sky diving. I thought, good for her! But I knew that thrill wasn’t for me. When it comes to your money, the term “risk” may cause a different type of excitement. For some, it may be downright scary. In financial planning, the phrase “risk tolerance” is one of the many pieces of financial jargon that is often misunderstood. Let’s shed some light on risk tolerance and why it’s important to know yours.
Financial Fraud Against the Elderly
As the American population ages, we can count on two things – the likely increase in cognitive impairment and the increased instance of, and losses from, financial fraud against the elderly.
How to Manage Debt in Retirement
Recently I read a few articles addressing increases in the amount of debt held by retirees. Carrying debt into retirement isn’t necessarily a bad thing if you have enough cash flow to pay your bills and live comfortably. However, increasing debt levels could derail an otherwise well-planned retirement. Let’s talk about some common causes of debt and how to manage debt in retirement.
What Does A Financial Planner Do and When Do I Need One?
When you’ve got financial questions, the internet probably has some answers. Your friends and family may also offer advice. But is any of that advice right for you and your situation?
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